Tailor-made vehicle financing

Warning! Borrowing money costs money. (Pozor! Požičanie peňazí stojí peniaze.)

You can arrange financing right here when you buy the car.

Have you chosen a car that we have inspected for you and want to finance it? You can apply for a loan or leasing right here when buying — we help you fill in the application and pass it on to the partner you choose.

Your financing is provided by our partners — strong financial institutions on the market:

We pass your application on to the partner you choose and help you compare its offer. The loan is always provided by the finance company, which also decides whether to approve it.

Who arranges the loan with each partner (financial agents and their entry in the National Bank of Slovakia register) is set out in Personal data protection →

Why finance your car with us?

• Deposit depends on the partner — from 0 % with Home Credit (subject to approval): The amount of the deposit is set by the lender based on the car and your application.
• Flexible instalments tailored to you (24 to 96 months): You choose the term (24 to 96 months) yourself — a shorter term means a higher instalment, a longer one a higher total amount payable.
• Apply right here: We pass the application on to the partner online; the lender decides on approval after assessing your application.
• Older cars too: The partners also finance older, verified cars that have passed our inspection. Conditions on vehicle age are set by the lender.
• Who owns the car: With a car loan secured by a lien, you are registered as keeper and owner in the registration certificate from day one. If the lender requires a transfer of ownership as security, the lender is the owner until the loan is repaid.
• Early repayment is possible at any time: If your financial situation improves, you get a bonus at work or you sell the car, you can repay the loan partially or in full at any time.
• Fees in advance and in writing: Loan fees are set by the lender. You will see all of them in its offer and in the standard information form before you sign the contract.

What to keep in mind when financing a car

When financing, it pays to compare the total amount you will pay, not just the instalment or a discount on the car price.

Our aim is for you to compare the offers of the partners — VÚB banka, Home Credit, Cofidis, Essox or Zinc Euro — and choose the one that suits you.

How does it work? A-to-Z service in one place:

1. 1Choose a car anywhere in Slovakia (from a private person or from a dealer).
2. 2We inspect it thoroughly from a technical point of view (thanks to our service packages you won’t buy a pig in a poke).
3. 3We pass the financing application to the partner, and right on the spot our partner FINGO.SK also arranges your insurance (third-party/comprehensive).
4. 4You drive home in an inspected car.